Investment is one of the important chapters of ones life; making a profitable investment secures the journey while an undetermined decision could result in the loss of hard-earned money. Usually, investors seek an investment opportunity which comprises high returns and fewer risks. Building this type of proportional relation between return and risk is difficult. Further, the return and risk cannot be brought the edge to edge as there needs to be an inverse relationship to maintain a market flow.
With this, ascertaining the best investment opportunities in India becomes an exasperating task for investors. New investors invariably seek an investment plan wherein inflation rates are low. Currently, there are two types of investment opportunities present in the market that are, financial and non-financial assets. The financial asset incorporates stock, mutual funds and other market-related products whilst the non-financial asset encompasses fixed deposits, Provident funds and other fixed return investments. The latter option is deemed the best investment opportunity in India. Owing to which, the investors have apt knowledge of this asset but lack knowledge of other forms of assets.
To increment the knowledge spectrum and help avail other financial assets, learn about the prominent investment opportunities in the market.
Equity mutual funds primarily endow in equity stocks only as per the latest regulation of SEBI. Owing to which, equity funds scheme must invest sixty-five per cent of the assists in equities and remaining in the equity-related instruments. As a result, it becomes easier for investors to manage the funds.
Further, the equity funds can be managed actively and passively. If the funds are managed actively, the funds would be generated largely by the fund manager. However, the passive trade comprises of the index as well as exchange-traded fund; these funds are managed by the index.
If the investors are new in the market, then they should grasp that the equity schemes are broadly categorized as domestic or international.
Debt mutual funds are like mutual funds only but they are less risky and give higher financial returns. Thus, they are also preferred more than equity funds. Under debt mutual funds, the funds are put in fixedinterest securities namely, corporate bonds, government securities, commercial paper and other securities.
NPS stands for National Pension System, which is governed by Pension Fund Regulatory and Development Authority (PFRDA). Under this investment plan, the minimum monthly investment contribution starts from 1000. Thus, it becomes a viable option of every kind of investor who is seeking interest in securing his old age. Basically, the investment plan is a blend of equity, fixed deposits, corporate bonds, government funds and other investment plans.
Since the investment plan is flexible, hence the investors can contribute any amount of money reflecting on their budget.
Besides these investment opportunities, there are plenty of other investment opportunities as well. Assess all opportunities and then, make apt decisions.